eBook - PDF

Chapter 13 Bankruptcy

Name: Chapter 13 Bankruptcy
Author: Cara O'Neill

Keep Your Property & Repay Debts Over Time

Cara O'Neill,

320 pages
English
PDF
Available on iOS & Android

eBook - PDF

Chapter 13 Bankruptcy

Keep Your Property & Repay Debts Over Time

Cara O'Neill,

About this book

Stop creditors and get more time to pay.

Filing for Chapter 13 bankruptcy stops creditors, lawsuits, wage garnishments, bank levies, and other collection actions immediately, giving you time to restructure your debts. Yes, you'll pay into a three- or five-year repayment plan in Chapter 13. But your money will go toward the debts that matter most—like your mortgage, car loan, support obligations, and taxes. Remaining debts, such as credit card, medical, and utility bills, usually receive only a fraction of what you owe.

Also, Chapter 13 offers unique debt solutions not available in Chapter 7, sometimes making Chapter 13 the better choice even for those who qualify for Chapter 7. For instance, only in Chapter 13 can filers do the following:

keep all property
avoid foreclosure and vehicle repossession
pay the fair market value for a car, and
in some cases, eliminate a junior mortgage loan.

This plain-English Chapter 13 guide covers the Chapter 13 process from start to finish, explaining how to determine if you qualify for Chapter 13, what's required to catch up on your mortgage and keep your home, and how to rebuild your credit after bankruptcy. You'll also learn more about the following:

how much you'll pay in a repayment plan
which debts get erased when the case ends, and
how to find and hire the right lawyer

The revised edition explains where to find legal updates, bankruptcy forms, and state-specific information.

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Yes, you can access Chapter 13 Bankruptcy by Cara O'Neill in PDF and/or ePUB format, as well as other popular books in Law & Personal Finance. We have over one million books available in our catalogue for you to explore.