IRAs, 401(k)s & Other Retirement Plans
eBook - PDF

IRAs, 401(k)s & Other Retirement Plans

Strategies for Taking Your Money Out

  1. 433 pages
  2. English
  3. PDF
  4. Available on iOS & Android
eBook - PDF

IRAs, 401(k)s & Other Retirement Plans

Strategies for Taking Your Money Out

About this book

Save your nest egg from the IRS

About to retire? Over 73 and facing mandatory withdrawal rules? Just inherited money from a retirement plan?

Whether you have an IRA, Roth IRA, 401(k), Keogh or other retirement plan, this book will help you make sense of the rules for taking your money out. Even more important, it will show you how to avoid the stiff taxes and penalties that lurk in the fine print. It covers:

  • tax strategies before and after retirement
  • required distributions and how much you need to take
  • penalties for taking money out early and how to avoid them
  • what happens to your retirement plan after your death
  • different rules for taking money out of an inherited plan, and
  • how to divide a plan at divorce.

In easy-to-understand plain English, the book is filled with examples and sample forms, as well as lists of relevant tax code sections. The 17th edition covers all of the latest changes, including:

  • the new start age for required distributions, and
  • big changes to the distribution rules for inherited retirement plans and IRAs.

Learn how to take cash out of your retirement plan while avoiding taxes and penalties!

Frequently asked questions

Yes, you can cancel anytime from the Subscription tab in your account settings on the Perlego website. Your subscription will stay active until the end of your current billing period. Learn how to cancel your subscription.
At the moment all of our mobile-responsive ePub books are available to download via the app. Most of our PDFs are also available to download and we're working on making the final remaining ones downloadable now. Learn more here.
Perlego offers two plans: Essential and Complete
  • Essential is ideal for learners and professionals who enjoy exploring a wide range of subjects. Access the Essential Library with 800,000+ trusted titles and best-sellers across business, personal growth, and the humanities. Includes unlimited reading time and Standard Read Aloud voice.
  • Complete: Perfect for advanced learners and researchers needing full, unrestricted access. Unlock 1.4M+ books across hundreds of subjects, including academic and specialized titles. The Complete Plan also includes advanced features like Premium Read Aloud and Research Assistant.
Both plans are available with monthly, semester, or annual billing cycles.
We are an online textbook subscription service, where you can get access to an entire online library for less than the price of a single book per month. With over 1 million books across 1000+ topics, we’ve got you covered! Learn more here.
Look out for the read-aloud symbol on your next book to see if you can listen to it. The read-aloud tool reads text aloud for you, highlighting the text as it is being read. You can pause it, speed it up and slow it down. Learn more here.
Yes! You can use the Perlego app on both iOS or Android devices to read anytime, anywhere — even offline. Perfect for commutes or when you’re on the go.
Please note we cannot support devices running on iOS 13 and Android 7 or earlier. Learn more about using the app.
Yes, you can access IRAs, 401(k)s & Other Retirement Plans by Twila Slesnick,Tracy A. Shea in PDF and/or ePUB format, as well as other popular books in Personal Development & Personal Finance. We have over one million books available in our catalogue for you to explore.

Information

Publisher
NOLO
Year
2025
Print ISBN
9781413333275
eBook ISBN
9781413333282
Edition
17
Topic
Personal Development
Subtopic
Personal Finance

Table of contents

  1. Cover
  2. Title Page
  3. Copyright Page
  4. Table of Contents
  5. Your Retirement Companion
  6. 1. Types of Retirement Plans
  7. 2. An Overview of Tax Rules
  8. 3. Early Distributions: Taking Your Money Out Before the Law Allows
  9. 4. Substantially Equal Periodic Payments
  10. 5. Required Distributions: Taking Money Out When You Have To
  11. 6. Required Distributions During Your Lifetime
  12. 7. Distributions to Your Beneficiary If You Die Before Your Required Beginning Date
  13. 8. Distributions to Your Beneficiary If You Die After Your Required Beginning Date
  14. 9. Roth IRAs
  15. 10. Roth 401(k) Plans
  16. Appendix A: IRS Forms, Notices, and Schedules
  17. Appendix B: Life Expectancy Tables for 2021 and Earlier
  18. Appendix C: Life Expectancy Tables for 2022 and Later
  19. Index
  20. Book Registration