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KEYWORDS:
accretion, amortization, collateral, dynamic, escrow, foreclosure, outsourcing, proprietor, revenue, venture capital
DEFINITIONS and EXAMPLES
1. accretion – n – gradual or slow increase in value of something
The bank is committed to the accretion of shareholder value.
Parts of speech: (adj.) - accretive
2. amortization – n – paying small regular amounts to reduce a loan
The amortization of the candy-wrapping machine saved the company a lot of money.
Parts of speech: (v.) - amortize
3. collateral – n – something of value for debt
The farmer used his house and farm as collateral for the bank loan.
4. dynamic – adj. – full of energy and ideas
Bartolo Brothers is always looking for dynamic new associates.
5. escrow – n - a deed, money, or other property held by a neutral third party for a specified period or until the occurrence of a condition or event.
The landlord deposits our rent into an escrow account.
6. foreclosure – n - taking back property because the money owed for the property has not been paid
First City Bank warned the diner of foreclosure if payment was not received by noon today.
7. outsourcing – n – sending work or services to done outside the company
L&L Computers decided on outsourcing for its technical support department.
Parts of speech: (v.) outsource
8. proprietor – n- owner of a business or property
The proprietor of the diner did not pay the bank loan.
9. revenue – n – amount of money made by a company for selling its products or service
If Twisty Dip Ice Cream does not increase revenue, it will have to fire employees.
10. venture capital – n- money given to create new companies in return for long-term growth potential
Babble Electronics used over $1 million in venture capital to create a new smartphone.
EXERCISE A. Complete the following sentences with the best word from the list. Use each word only once.
accretion, dynamic, foreclosure, revenue, venture capital
1. The startup firm desperately needed ___ from investors to expand.
2. Marta was ___ in the meeting with the client by answering all of their questions without notes.
3. Henri planned on the ___ of land value in order to gain any profit.
4. The small accounting firm just was unable to increase ___ to avoid (5.) ___ from the bank.
EXERCISE B. Choose the word from the list that best expresses the opposite meaning of the word or phrase below.
proprietor, outsourcing, escrow, collateral, amortization
1. in-house customer care: ___
2. renter: ___
3. debt or penalty: ___
4. instant delivery of funds: ___
5. property that is not promised: ___
Now check your answers.
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KEYWORDS:
allocation, broker, disbursement, hedge fund, option, prospectus, ROI, shareholder, volatility, yield
DEFINITIONS and EXAMPLES
1. allocation – n – process of dividing money or resources among people, investment types, etc.
The allocation of your retirement investment is as important as the amount.
Parts of speech: (v.) – allocate
2. broker – n – a person who facilitates agreements, deals, and buying and selling property
You better call your broker fast to get 100 shares of B&T stock at that price.
Parts of speech: (v.) – broker, (n.) – brokerage
3. disbursement – n – paying out money from a fund created for a specific reason.
The disbursement of financial aid only takes place in the morning.
Parts of speech: (v.) – disburse
4. hedge fund – n – an offshore investment fund that speculates by using credit or borrowed capital.
INTERPOL arrested the manager of the hedge fund for wire fraud.
5. option – n – a contract which gives the buyer the right, but not the obligation, to buy or sell an underlying asset or instrument at a specified price on or before a certain date.
The food company uses options to get the best price for wheat.
6. prospectus – n – a printed statement describing an investment that is sent to possible buyers.
Mutual fund companies are required to provide potential investors a prospectus before accepting money.
Parts of spe...
