eBook - PDF
Overcoming the Saving Slump
How to Increase the Effectiveness of Financial Education and Saving Programs
- English
- PDF
- Available on iOS & Android
eBook - PDF
Overcoming the Saving Slump
How to Increase the Effectiveness of Financial Education and Saving Programs
About this book
The great majority of working Americans are unprepared to face the difficult task of planning for retirement. In fact, the personal savings rate has been holding steady at zero for several years, down from 8 percent in the mid-1980s. Overcoming the Saving Slump explores the many challenges facing workers in the transition from a traditional defined benefit pension system to one that requires more individual responsibility, analyzing the considerable impediments to saving and evaluating financial literacy programs devised by employers and the government.
Mapping the changing landscape of pensions and the rise of defined contribution plans, Annamaria Lusardi and others investigate new methods for stimulating saving and promoting financial education drawing on the experience of the United States as well as countries that have privatized their welfare systems, including Sweden and Chile. This timely volume pinpoints where human resources departments, the financial industry, and government officials have succeeded—or failed—in bridging the way to a new retirement system. As the workforce ages and more pensions disappear each second, Lusardi's findings will be invaluable for economists and anyone facing retirement.
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Please note we cannot support devices running on iOS 13 and Android 7 or earlier. Learn more about using the app.
Yes, you can access Overcoming the Saving Slump by Annamaria Lusardi in PDF and/or ePUB format, as well as other popular books in Business & Business General. We have over one million books available in our catalogue for you to explore.
Information
Table of contents
- Contents
- Preface
- Introduction
- I. The Shift from Defined Benefit to Defined Contribution Pensions and Financial Regulation
- II. Portfolio Choice, Life-Cycle Funds, and Annuities
- III. Improving Financial Education and Saving Programs
- IV. Learning from the United States and Other Countries
- List of Contributors
- Author Index
- Subject Index