Financial Basics
eBook - PDF

Financial Basics

A Money-Management Guide for Students, 2nd Edition

  1. English
  2. PDF
  3. Available on iOS & Android
eBook - PDF

Financial Basics

A Money-Management Guide for Students, 2nd Edition

About this book

Students are confronted with major financial decisions as they enter college, and yet they have little experience with personal finance. Their decisions, if not well made, could adversely affect them throughout their lives. This book is meant to empower students at the beginning of their financial lives with basic, straightforward information on managing bank accounts, creating spending plans, determining how much they can afford to pay for college, making student-loan decisions, establishing a credit history, and other money-management options.
This 2nd edition updates changes in online banking, smartphone apps, credit cards, and student loans but retains basic financial information that ensures students won't learn about money the hard way. A chapter for parents has been added so they can help their students become financially knowledgeable, and it includes advice for parents about making decisions related to college costs. In addition, a chapter for grandparents contains suggestions on how to help college-bound grandchildren—financially and in other ways—without endangering their own financial security. A basic investments chapter is included for first-time investors.
 
The intent of Financial Basics is to enhance student readers' financial knowledge and provide money-management options for finding their own best way to become masters of their money.

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Yes, you can access Financial Basics by SUSAN KNOX in PDF and/or ePUB format, as well as other popular books in Business & Bookkeeping & Budgets. We have over one million books available in our catalogue for you to explore.
104
| 
CHAPTER 
11
mised 
card 
and 
sent 
a 
new 
one 
that 
arrived 
two 
days 
later. 
They 
also 
put 
a 
fraud 
alert 
on 
our 
account 
with 
Experian. 
The 
bogus 
charges 
were 
erased 
from 
our 
bill, 
and 
the 
credit 
card 
company 
was 
responsible 
for 
recovering 
any 
payments 
from 
the 
company 
who 
accepted 
the 
fake 
information.
KEY 
TAKEAWAYS
●
●
Develop 
a 
simple 
system 
to 
pay 
bills 
and 
for 
storage 
of 
vital 
information.
●
●
Review 
your 
bank 
and 
credit 
card 
statement 
at 
least 
once 
a 
week.
●
●
Always 
sign 
your 
checks 
the 
same 
as 
the 
bank 
signature 
card 
you 
signed 
when 
you 
opened 
your 
account.
●
●
Never 
give 
out 
your 
credit 
card 
number 
or 
social 
security 
number 
over 
the 
phone 
or 
via 
email 
to 
a 
stranger 
who 
contacts 
you.
●
●
If 
you 
notice 
a 
discrepancy 
on 
any 
financial 
statements, 
or 
if 
something 
is 
lost 
or 
stolen, 
immediately 
notify 
the 
appropri-
ate 
institution.
After 
College

Table of contents

  1. FINANCIAL BASICS A MONEY-MANAGEMENT GUIDE FOR STUDENTS
  2. PRAISE FOR THE 1ST EDITION
  3. Half Title Page
  4. Title Page
  5. Copyright
  6. Contents
  7. Acknowledgments
  8. Introduction
  9. Preparing to Go to College
  10. While in College
  11. After College
  12. Before, During, and After College
  13. Glossary of Financial Terms
  14. Helpful Apps and Websites
  15. Index