
- 256 pages
- English
- ePUB (mobile friendly)
- Available on iOS & Android
Debt Resisters' Operations Manual
About this book
Over the last thirty years, as wages have stagnated across the country, average household debt has more than doubled. Increasingly, we are forced to take on debt to meet our needsāfrom housing, to education, to medical care. The resultsāwrecked lives, devastated communities, and an increasing reliance on credit to maintain our basic living standardsāreveal an economic system that enriches the few at the expense of the many.
The Debt Resisters' Operations Manual is a handbook for debtors everywhere to understand how this system really works, while providing practical tools for fighting debt in its most exploitative forms. Inside, you'll find detailed strategies, resources, and insider tips for dealing with some of the most common kinds of debt, including credit card debt, medical debt, student debt, and housing debt. The book also contains tactics for navigating the pitfalls of personal bankruptcy, and information to help protect yourself from credit reporting agencies, debt collectors, payday lenders, check cashing outlets, rent-to-own stores, and more.
Written and edited by a network of activists, writers, and academics from Occupy Wall Street, additional chapters cover tax debt, sovereign debt, the relationship between debt and climate, and an expanded vision for a movement of mass debt resistance.
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Information
Table of contents
- Cover
- Praise
- Title Page
- Copyright
- Common Notions
- Contents
- Glossary
- Introduction
- Chapter One Credit Scores and Consumer Reporting Agencies
- Chapter Two Credit Card and Automobile Debt
- Chapter Three Medical Debt
- Chapter Four Student Debt
- Chapter Five Housing Debt
- Chapter Six Tax Debt
- Chapter Seven Fringe Finance Transaction Products and Services
- Chapter Eight Fringe Finance Credit Products and Services
- Chapter Nine Debt Collection
- Chapter Ten Bankruptcy
- Chapter Eleven Strategies for Survival
- Chapter Twelve Municipal and State Debt
- Chapter Thirteen National Debt
- Chapter Fourteen Climate Debt
- Chapter Fifteen Prospects for Change
- Appendix A Sample Letters to Credit Reporting Agencies
- Appendix B Sample Letters to Consumer Reporting Agencies for Checking Accounts
- Appendix C Sample Letter to Collection Agencies Regarding (Alleged) Medical Debt
- Appendix D Sample Letters to Collection Agencies
- Index
- About Strike Debt
- About PM Press