Wealthcare University A Transition To Financial Freedom

Royce Wheeler

• Publisher: Jones Expansion Group
• Year: 2021
• ISBN:
  9781087942124
• Edition: 1
• Topic: Business
• Subtopic: Business Education
• Index: Business

Regardless of where you are in life, you have worked hard to obtain and maintain yourfinances. Even though you may be your own worst critic, I'm positive you're doing well by your peers' standards. However, what good is it to make money and then use it to feed a cycle of debt and poorhabits? You need an effective strategy that will guide you on how to manage your finances and build wealth.

Wealthcare University: A Transition To Financial Freedom was createdto help you gain control over your money and learn some tips and tricks about the investing game, while delving into the deeper meaning of wealth, relationships, fulfillment, and legacy. Offering his personal journey on how he has gained financial freedom, Negus Royce Wheeler has taken mounds of financial information and written in a way so that each reader can understand. With this book as a guide, those who are seeking financial freedom will be able to develop a system that will unlock the door to financial freedom and walk into wealth.

Chapter One: In the Beginning

This chapter will provide a brief insight on my beginning, and honestly, upon writing it, I felt like I was placed in a position for greatness that would only be achieved by the multiple road bumps that I have faced in life. I was born to two people who had a different vision than their family members, and that’s what makes it so unique because, with this combination, I felt like my family knew I was destined to win. I felt the same, even as a little boy of about 5 or 6 years old. My father was the first person to graduate from college in his family. However, he dropped out of high school before attending job corps, which was followed by four years in the military and a bachelor’s in political science from Florida Agricultural & Mechanical University (FAMU). My mother came from a family that knew they were excellent regardless of wealth or class and strived to be the first and remain productive despite racial barriers. She took the normal path and graduated from Florida State University with a bachelor’s in nursing

Growing up, education was considered a given since my folks graduated from college. I always strived to be a college graduate just like them. As a child, my mother used to read to me all the time. She made sure that my mind was made up to go further, regardless of my position in life. Reading would serve as a tool that would ultimately be my key to uprooting my life and achieving success amongst my peers. I would remember my mother sitting next to me and, upon request, reading the same book repeatedly until I went to sleep, a practice that I think calms a child’s mind along with helping their brain develop during rest.

I was born in Jacksonville, FL, a hard city to grow up in due to the high crime rate and a true lack of development within poverty-stricken neighborhoods. The crime rate is high, and if you watch the news, we are up there with cities, such as Chicago and Nashville, when it comes to murder. Still, I love my people, and I’m good everywhere I go. When I was seven, my parents got divorced, and we had to move, which hurt my spirit more. Regardless of the state of my city, I loved Jacksonville in ways I would never know until I got older and would leave my family to move to our new home in Saint Petersburg, FL. This new city would save me from the potential trouble that would lurk in Jacksonville and provide the remainder of my background for my life.

Growing up, school was hard for me, and I hated it with a passion. I was angry and alone in a city with really no family. After elementary school, there were subjects I couldn’t excel in. I was a chubby kid, and my mother had a mindset of not spending money on unnecessary items such as Jordan’s and Tommy Hilfiger, which made it worse socially. It was easier being accepted in Jacksonville because everyone was like me, but when we moved to Saint Petersburg, it was a total culture shock.

My mother always stayed on top of her finances, so she was always able to put us in a home that she had built herself. However, I was in an environment where kids would pick on you and make you feel inferior if your parents didn’t have it. I didn’t know what my mother had at the time, but in my mind, I knew she was building my future, so it made me comfortable; she was also doing the best she could.

My father had fallen on difficult times after their divorce, so my mother was doing what she could by herself and my stepfather, who was and still is a dietary clerk at a hospital. He is a blessing to my family, and he gave my mother a daughter who came ten years after me.

I faced the same things a normal boy growing into a man would face throughout middle school and high school. On top of that, I still hated school, at least certain parts of it. Throughout the years, I would always excel in English and physical education, but math, science, and foreign language were a pain in my ass. Saying it’s so weird because I’m actually good at math, but the complex equations and steps involved sometimes are unnecessary. I knew none of those things would be important because I had goals that didn’t involve math.

I aspired to be a sports agent or a lawyer. I remember my first mentor, Mr. John Carter Sir. He always told me how great my memory and comprehension were, so I felt it matched up because I loved sports and talking.

When I was 17, I took the ACT, which was like the SAT but considered an easier and more realistic test at the time. I took the test because I played football and knew it would be a requirement if I wanted to receive a scholarship. I remember signing up for the test and not studying at all. I actually said I was going to take it twice; my first time would just be practice.

I received my results back and scored a 19; the average score was 15 at that time. I remember my best friend who attended the University of Florida looking at me astonished; he had scored a 14. That day is when I truly realized that I was different but brilliant in my own way. I would use that as leverage to tell myself in my darkest hour that I had a beautiful mind. I graduated that spring with a 2.1 GPA, just barely exceeding the 2.0 required to graduate.

The following summer, I left to attend school in Jacksonville. Not only was I happy to leave Saint Petersburg, but I also had a chance to be home with my family. Even though I left Jacksonville when I was small, I was always home and developed friendships in my family’s old neighborhood, along with a bond with my cousins that nobody could break.

That summer, I sent home from the summer program for my behavior. It was a private school that restricted my movement, and I wasn’t having that. I came home to be educated but also to chill with my people. The next thing I knew, I was back in Saint Petersburg with nothing to do.

I had developed a bond with my stepbrother and his people, which resulted in me creating a hustle. By November of 2003, I had a car, a phone full of buddies, and a bag of Joes, which was dope. I began to develop relationships as well as get money since I was always introduced to people. I would spend money as long as they had what I needed and was consistent. I still have those relationships, and a lot of these brothers are my clients.

The amount of enjoyment and money I had between 18 to 28 was matched by the same amount of disappointment I received when I was incarcerated and forced to leave my family in times of need. I attracted large sums of money but kept lawyers on retainer. I wasn’t rich, but I asked nobody for anything even when incarcerated.

I was still intelligent and still read books, but I knew I would have to switch my game up. By 2013, I had a wife and two kids, and she began to grow tired of me going to jail. After violating my current probation, I was back in a situation where I had to do a year in Ocala, which was an experience within itself. On March 9, 2014, I was released and decided that I would invest in myself. With this decision, I also had the weight of a year of probation and a year of house arrest. It was either change or go to prison on another violation.

As soon as I came home, my current peers were ready to drop it off, and I grabbed it. I was prepared to slow grind and sit in the house even though I was also ready to invest in my future. My wife found out, and after an argument one day, she grabbed all my money, threw it in the street, and poured MOJO marinade on my work (pounds of weed).

From that day until now, my life has changed. I began to apply all the too...