The Rule of 30
eBook - ePub

The Rule of 30

A Better Way to Save for Retirement

  1. English
  2. ePUB (mobile friendly)
  3. Available on iOS & Android
eBook - ePub

The Rule of 30

A Better Way to Save for Retirement

About this book

Consider the age-old question of how much you should save to enjoy a comfortable retirement: Are your knees knocking? Are you nervously biting your nails?

In The Rule of 30 personal finance expert Frederick Vettese provides a surprising — and hopeful — answer. Through conversations between a young couple and their neighbor, a retired actuary, the couple and the reader discover:

  • How they would have fared had they been saving over various periods in the past, and how the future investment climate will differ
  • The problem with saving a constant percentage of pay
  • The Rule of 30 and why it is a more rational way to save
  • Whether investing in real estate is a viable alternative to investing in stocks

The Rule of 30 changes the mindset from saving the same flat percentage of pay to saving when it is most convenient to your situation. In most cases, it means less saving early on while mortgage payments are high and children are costly, and more saving later.

Saving for retirement is a high priority, but it is not the only priority in life. It is time to dispense with old myths like "just save 10% of your take-home pay." The truth is we should save differently throughout our pre-retirement years — and The Rule of 30 is a road map for doing so.

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Yes, you can access The Rule of 30 by Frederick Vettese in PDF and/or ePUB format, as well as other popular books in Personal Development & Personal Finance. We have over one million books available in our catalogue for you to explore.

Information

Table of contents

  1. Dedication
  2. List of Tables and Figures
  3. List of Acronyms
  4. Foreword
  5. Part I: Lessons from the Past
  6. Chapter 13: One More Enhancement
  7. Chapter 14: A Final Look at the Past
  8. PART II: Why the Future Will Be Different
  9. PART III: Denouement
  10. Appendix: Pensions from Government Sources
  11. Acknowledgements
  12. Index
  13. About the Author
  14. Copyright