![Credit Repair](https://img.perlego.com/book-covers/3563361/9781413330007_300_450.webp)
Credit Repair
Make a Plan, Improve Your Credit, Avoid Scams
Amy Loftsgordon, Cara O'Neill
- 424 pages
- English
- PDF
- Available on iOS & Android
Credit Repair
Make a Plan, Improve Your Credit, Avoid Scams
Amy Loftsgordon, Cara O'Neill
About This Book
Improve Your Credit!
It's generally pretty easy to fall into debtâbut it can be hard to pay that money back. Unfortunately, the consequences of mounting debt, like delinquent bill payments, defaults, lawsuits, repossessions, foreclosures, and bankruptcy, eventually find their way into your credit reports and damage your credit scores. If you find yourself in a bad credit situation, this book will help you take practical measures to raise your credit scores and repair your credit. This book teaches you how to increase your scores by taking simple steps such as removing erroneous information from your credit reports and paying down high loan balances. Readers will also learn how to protect their credit by budgeting, avoiding problems with credit cards, and steering clear of identity theft.
This book not only provides helpful tips to people with existing credit problems but can assist those who have thin credit files (not much credit history), too. Don't wait to take action. Credit Repair will give you the tools you need to develop a plan to improve your credit, including strategies and useful information about the process involved in repairing or building your credit.
Frequently asked questions
Information
Table of contents
- Cover
- Title Page
- Table of Contents
- Your Credit Repair Companion
- 1. The Elements of Repairing Credit
- 2. Credit Reports and Credit Scores: The Nuts and Bolts
- 3. The First Step to a Better Credit ScoreâCleaning Up Your Credit Report
- 4. Assess Your Financial Situation
- 5. Reducing Current Expenses and Debts
- 6. Finding Money to Pay Your Debts
- 7. Negotiating With Creditors and Debt Collectors
- 8. Getting Help Negotiating and Managing Debts
- 9. Building Positive Credit History
- 10. Choosing and Using Credit Cards
- 11. Avoiding and Dealing With Identity Theft
- Appendix A: Resources
- Appendix B: Additional State Protections Concerning Credit Repair Clinics
- Appendix C: How to Use the Downloadable Forms on Nolo.com
- Index
- Book Registration