MONEY BASICS EB

Peter Komolafe

• Publisher: HarperCollins
• Year: 2023
• eBook ISBN: 9780008620363
• Topic: Betriebswirtschaft
• Subtopic: Buchhaltung & Budgets

The essential guide to the basics of personal finance

Selected as one of The Sun's 'Top Books to Turn the Page on Money Woes'.

Manage money, plan for the future in five simple steps

Becoming your own financial hero is simpler than you think. The principles of financial security have been cloaked in mystery for generations. Money plays a key role in our daily lives, but for many of us, these skills were not taught or developed at a young age.

THE MONEY BASICS: How to Become Your Own Financial Hero is the straightforward, practical guide to money management, based on Peter Komolafe's innovative and accessible five-step B. A. S. I. C. approach: Budget, Avoid Debt, Save Early, Invest Early and Credit Score.

Anyone can implement these methods, no matter what your financial situation. Learn the principles of financial security by cutting through the murk and jargon.

The Money Basics will:
· Help you identify poor money habits
· Set you on a budgeting plan that works for you
· Demystify financial terms and processes
· Provide you with a system to control debt, not let it control you
· Define investing once and for all
· And more…

Manage money, and plan for the future with confidence. Take control of the one thing that will give you freedom of choice—money.

Table of contents

• Title Page
• Copyright
• Note to Readers
• Dedication
• Contents
• How to Use This Book and Key Terms
• Introduction
• PART 1 – B: BUDGETING
• Chapter 1: Budgeting with Purpose
• Chapter 2: The Essentials
• Chapter 3: The Non-Essentials
• Chapter 4: Other Pot
• Chapter 5: Making It Work for Real
• PART 2 – A: AVOID DEBT
• Chapter 6: Good and Bad Debt
• Chapter 7: Interest Rates and Debt
• Chapter 8: Don’t Let Debt Control You
• PART 3 – S: SAVE EARLY
• Chapter 9: The Importance of Saving
• Chapter 10: Emergency Fund
• Chapter 11: Saving Alone Isn’t Enough
• PART 4 – I: INVEST EARLY
• Chapter 12: Why We Invest
• Chapter 13: Investor Psychology
• Chapter 14: Understand Your Why
• Chapter 15: Understanding Risk
• Chapter 16: How Investments Work
• Chapter 17: Choosing How to Start
• Chapter 18: Mistakes to Avoid
• PART 5 – C: CREDIT SCORE
• Chapter 19: How Credit Scores Are Measured
• Chapter 20: How to Improve Your Credit Score
• Afterword
• Appendix: A Useful List of Providers
• About the Author
• Acknowledgements
• Sources
• Index
• About the Publisher