Personal Debt in Europe
eBook - PDF

Personal Debt in Europe

The EU Financial Market and Consumer Insolvency

  1. English
  2. PDF
  3. Available on iOS & Android
eBook - PDF

Personal Debt in Europe

The EU Financial Market and Consumer Insolvency

About this book

Personal debt remains an important factor in many economic models because it encourages people to use debt to finance consumption. Whether this model is sustainable for individuals or the countries in which they reside is an ongoing question of great complexity and many social and economic implications, not only for the burdened individuals and their countries, but also for the EU as a whole. InPersonal Debt in Europe, Federico Ferretti and Daniela Vandone examine the 'dark side' of personal debt, or over-indebtedness, in social and economic terms, and legal terms. They employ cross-country consumer-level data to present the latest empirical studies on the problem, analyse these findings to better understand its nature and causes, and discuss the merits of proposed insolvency legislation and harmonisation initiatives in the EU.

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Yes, you can access Personal Debt in Europe by Federico Ferretti,Daniela Vandone in PDF and/or ePUB format, as well as other popular books in Law & International Law. We have over one million books available in our catalogue for you to explore.

Information

Publisher
Cambridge University Press
Year
2019
Print ISBN
9781108426732
eBook ISBN
9781108582100
Topic
Law
Subtopic
International Law
Index
Law

Table of contents

  1. Cover
  2. Half-title page
  3. Title page
  4. Copyright page
  5. Contents
  6. 1 Introduction
  7. 2 Personal Debt in the Economy
  8. 3 The Industry of Personal Debt
  9. 4 From Indebtedness to Over-Indebtedness: Multidimensional Causes and Consequences
  10. 5 EU Policy and Law for the Prevention and Management of Over-Indebtedness
  11. 6 The Role and Function of Solvency Data and Financial Technologies (Fintech and Big Data)
  12. 7 Credit Risk Analysis and Creditworthiness in Relation to EU Data Protection Legislation
  13. 8 The Treatment of Over-Indebtedness: Towards a Harmonisation of Personal Insolvency Law in a Fragmented EU?
  14. 9 Conclusions and Scope for Further Research
  15. Bibliography
  16. Index