- 424 pages
- English
- PDF
- Available on iOS & Android
About this book
Improve Your Credit!
It’s generally pretty easy to fall into debt—but it can be hard to repay that money. Unfortunately, the consequences of mounting debt, like delinquent bill payments, defaults, lawsuits, repossessions, foreclosures, and bankruptcy, eventually find their way into your credit reports and damage your credit scores. 
Having bad credit can prevent you from getting a mortgage, car loan, credit card, apartment, or even a job. It can also mean paying more in rates and fees for any loans or credit you can get. This thorough, easy-to-follow manual will help you repair your credit and get the financing you deserve. Learn the practical measures to raise your credit scores and repair your credit. Credit Repair  will teach you how to increase your scores by taking simple steps such as removing erroneous information from your credit reports and paying down high loan balances. Readers will also learn how to protect their credit by budgeting, avoiding problems with credit cards, and steering clear of identity theft.  
This book provides helpful tips to people with existing credit problems and can assist those who have thin credit files (not much credit history), too.  You’ll learn how to build a positive credit history and establish good credit habits.
Don’t wait to take action. Credit Repair  will give you the tools you need to develop a plan to improve your credit, including strategies and useful information about the process involved in repairing or building your credit.
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Information
Table of contents
- Cover
- Title Page
- Table of Contents
- Your Credit Repair Companion
- 1. The Elements of Repairing Credit
- 2. Credit Reports and Credit Scores:
- 3. The First Step to a Better Credit Score—Cleaning Up Your Credit Report
- 4. Assess Your Financial Situation
- 5. Reducing Current Expenses and Debts
- 6. Finding Money to Pay Your Debts
- 7. Negotiating With Creditors and Debt Collectors
- 8. Getting Help Negotiating and Managing Debts
- 9. Building Positive Credit History
- 10. Choosing and Using Credit Cards
- 11. Avoiding and Dealing With Identity Theft
- Appenix A: Resources
- Appendix B: How to Use the Downloadable Forms on Nolo.com
- Index
- Book Registration