The Definitive Guide to PCI DSS Version 4

Documentation, Compliance, and Management

Arthur B. Cooper Jr., Jeff Hall, David Mundhenk, Ben Rothke

• Publisher: Apress
• Year: 2023
• Print ISBN:
  9781484292877
• eBook ISBN:
  9781484292884
• Topic: Computer Science
• Subtopic: Cyber Security
• Index: Computer Science

This book is your go-to reference on how to achieve PCI compliance. With more than 400 PCI requirements, the updated PCI Data Security Standard (PCI DSS) v4.0 does not detail the specific documentation that a PCI auditor—known as a Qualified Security Assessor (QSA)—needs to know. This book is the first reference to detail the specific documentation needed for every PCI requirement. The authors provide real-world examples of complying with the 12 main PCI requirements and clarify many of the gray areas within the PCI DSS.

Any merchant or service provider that stores, processes, or transmits credit card data must comply with the PCI Data Security Standard. PCI DSS 1.0 was first published in 2004, yet many of those tasked with PCI compliance still encounter difficulties when trying to make sense of it. PCI DSS version 4 was published in March 2022, and at 360 pages, it has numerous additional requirements, leaving many people struggling to know what they need to do to comply.

PCI DSS v4.0 has a transition period in which PCI DSS version 3.2.1 will remain active for two years from the v4.0 publication date. Although the transition period ends on March 31, 2024, and may seem far away, those tasked with PCI compliance will need every bit of the time to acquaint themselves with the many news updates, templates, forms, and more, that PCI v4.0 brings to their world.

What You'll Learn

• Know what it takes to be PCI compliant
• Understand and implement what is in the PCI DSS
• Get rid of cardholder data
• Everything you need to know about segmenting your cardholder data network
• Know what documentation is needed for your PCI compliance efforts
• Leverage real-world experience to assist PCI compliance work

Who This Book Is For                                                 

Compliance managers and those tasked with PCI compliance, information security managers, internal auditors, chief security officers, chief technology officers, and chief information officers. Readers should have a basic understanding of how credit card payment networks operate, in addition to basic security concepts. 

Table of contents

• Cover
• Front Matter
• 1. A Brief History of PCI
• 2. Install and Maintain Network Security Controls
• 3. Apply Secure Configurations to All System Components
• 4. Protect Stored Account Data
• 5. Protect Cardholder Data with Strong Cryptography During Transmission Over Open, Public Networks
• 6. Protect All Systems and Networks from Malicious Software
• 7. Develop and Maintain Secure Systems and Software
• 8. Restrict Access to System Components and Cardholder Data by Business Need to Know
• 9. Identify Users and Authenticate Access to System Components
• 10. Restrict Physical Access to Cardholder Data
• 11. Log and Monitor All Access to System Components and Cardholder Data
• 12. Test Security of Systems and Networks Regularly
• 13. Support Information Security with Organizational Policies and Programs
• 14. How to Read a Service Provider Attestation of Compliance
• 15. Segmentation and Tokenization
• 16. The Customized Approach, Compensating Controls, and the Targeted Risk Analysis
• Back Matter