eBook - ePub
An Exploration of Effectiveness in the Regulation of Federal Depository Institutions, 1989–2008
Striving for Balance
- English
- ePUB (mobile friendly)
- Available on iOS & Android
eBook - ePub
An Exploration of Effectiveness in the Regulation of Federal Depository Institutions, 1989–2008
Striving for Balance
About this book
Financial services regulators are tasked with balancing the conflicting roles of empowering and policing their regulated communities. In order to be effective, agencies must be able to accomplish both tasks. This analysis examines several determinants of effectiveness among U.S. bank regulators. Using statistical and narrative analyses, it examines factors that have contributed to the regulatory effectiveness of the National Credit Union Administration, Office of the Comptroller of the Currency, and Office of Thrift Supervision. The study focused on the relationships between regulatory ability to prevent failures and influences including agency longevity, ability to manage complexity, appointee and staff qualities, mission stability, regulatory style, and resources. Agency longevity and resources had the greatest impact on effectiveness among the cases that were examined. Additionally, this study proposes a typology that suggests that more effective regulators are able to balance information from their regulated communities with a public interest orientation. This allows them to have current information regarding emerging regulatory issues but also to avoid becoming too reliant on their supervised institutions for information. By not being overly reliant or out of touch with their regulated communities, agency can better foster regulatory resiliency.
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Please note we cannot support devices running on iOS 13 and Android 7 or earlier. Learn more about using the app.
Yes, you can access An Exploration of Effectiveness in the Regulation of Federal Depository Institutions, 1989–2008 by Mike Potter in PDF and/or ePUB format, as well as other popular books in Economics & Economic Policy. We have over one million books available in our catalogue for you to explore.
Information
Table of contents
- Contents
- Chapter 1: Introduction
- Chapter 2: The Challenge of Distilling and Examining a Theory of Regulatory Effectiveness
- Chapter 3: The Impact of Agency Longevity on Financial Services Regulatory Effectiveness
- Chapter 4: The Impact of Ability to Manage Political Complexity, Frontline Employees, and Political Appointee Turnover on Regulatory Effectiveness
- Chapter 5: Impact of Mission Stability, Regulatory Style, and Financial Resources on Regulatory Effectiveness
- Chapter 6: Conclusions
- Appendix A: NCUA Regression Models
- Appendix B: OTS Regression Models
- Appendix C: OCC Regression Models
- Appendix D: Correlations for NCUA
- Appendix E: Correlations for OCC
- Appendix F: Correlations for OTS
- Appendix G: Descriptive Statistics for NCUA
- Appendix H: Descriptive Statistics for OCC
- Appendix I: Descriptive Statistics for OTS
- References
- About the Author