Where Credit is Due
eBook - ePub

Where Credit is Due

Bringing Equity to Credit and Housing After the Market Meltdown

  1. English
  2. ePUB (mobile friendly)
  3. Available on iOS & Android
eBook - ePub

Where Credit is Due

Bringing Equity to Credit and Housing After the Market Meltdown

About this book

While much recent attention has been focused on the subprime lending and foreclosure crisis, little has been said about its radically-disparate impact. Drawing upon history as well as insight into the current crisis, this book shows that this crisis is not an anomaly, especially for people of color; nor is it over. People of color have been excluded from wealth-building opportunities via homeownership continuously throughout United States history, from the outright denial of credit and residential racial discrimination, to federally-sponsored urban renewal programs. The subprime lending and foreclosure crisis is predicted to strip a quarter of a trillion dollars in wealth from black and Latino homeowners. It has reversed home ownership gains for people of color and has decimated neighborhoods across the United States while impacting local, regional, national, and international economies. The consequences are devastating. This collection of essays provides a framework for creating equitable policy and ultimately building more stable communities for all Americans.

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Yes, you can access Where Credit is Due by John Powell,Christy Rogers in PDF and/or ePUB format, as well as other popular books in Economics & Banks & Banking. We have over one million books available in our catalogue for you to explore.

Information

Publisher
University Press of America
Year
2013
eBook ISBN
9780761856078
Edition
1
Topic
Economics
Subtopic
Banks & Banking
Index
Economics

Table of contents

  1. Contents
  2. Acknowledgments
  3. Introduction
  4. Chapter 1: Overview
  5. Chapter 2: Understanding the Subprime Crisis
  6. Chapter 3: Subprime Lending, Foreclosure and Race
  7. Chapter 4: A Structural Racism Lens on Subprime Foreclosures and Vacant Properties
  8. Chapter 5: Subprime Lending, Mortgage Foreclosure and Race
  9. Chapter 6: Subprime Lending in the City of Cleveland and Cuyahoga County
  10. Chapter 7: Bending Toward Justice
  11. Chapter 8: The Foreclosure Crisis and Fair Credit Access in Immigrant Communities
  12. Chapter 9: An Ethnographic View of Impact
  13. Chapter 10: Affirmatively Furthering Fair Housing
  14. Chapter 11: Fannie, Freddie, and the Future of Fair Housing
  15. Chapter 12: Fannie Mae and Freddie Mac
  16. Chapter 13: Furthering Fair Housing, the Housing Finance System, and the Government Sponsored Enterprises
  17. Chapter 14: Give Credit Where Credit Is Due
  18. Chapter 15: Breaking the Bank / (Re)Making the Bank
  19. Chapter 16: The Housing and Credit Crisis Revisited
  20. About the Authors