The Businessowners Policy Coverage Guide is an authoritative but quick reference for coverage questions on complex BOP policies, helping insurance professionals better understand the coverages available in the small-to-medium-size business market.
New in the 8th Edition:
- Analysis of the 2024 BOP form
- Discussion of new endorsements, including additional insureds, liquor liability exclusion, abuse and molestation exclusion, cannabis exclusions, vaping exclusion, genetically modified organism exclusion, auto service risk coverage, cannabis coverage, condo co-op D&O coverage, and others
- Explanation of expanded ISO eligibility criteria, including non-auto dealership (body shops, repair shops, inspection services, etc.)
- Overview and discussion of changes in the BP 00 03
- Review of revisions to optional coverages
Key Topics include:
- Eligibility
- Covered property
- Coverage extensions
- Limits of insurance, deductibles, and special coverage form limitations
- Conditions
- Property definitions
- Business liability coverage
- Form endorsements to address exposures created by emerging technologies, privacy issues and terrorism concerns
- And more – see the "Table of Contents" section for a full list of topics