A Richer Retirement
eBook - PDF

A Richer Retirement

Supercharging the 4% Rule to Spend More and Enjoy More

  1. 274 pages
  2. English
  3. PDF
  4. Available on iOS & Android
eBook - PDF

A Richer Retirement

Supercharging the 4% Rule to Spend More and Enjoy More

About this book

NATIONAL BESTSELLER

Know exactly how much you can safely spend each year after you retire without outliving your nest egg

In A Richer Retirement: Supercharging the 4% Rule to Spend More and Enjoy More, entrepreneur, researcher, and financial planner, William P. Bengen, delivers a straightforward, soup-to-nuts guide for maximizing your withdrawals from your investment accounts during your retirement. The author explains how you can draw heavily on your retirement accounts without spending yourself into premature poverty.

This book is a comprehensive roadmap to constructing your personal retirement withdrawal plan. You'll learn how to compute a low-risk maximum withdrawal rate so that you can enjoy your retirement savings to the utmost. You'll also discover guidance on why and how to adjust your withdrawals during retirement to help make sure that your accounts last your entire life.

You'll also find:

  • The eight elements of a comprehensive personal retirement withdrawal plan
  • Techniques for selecting your withdrawal rate based on the eight elements, inflation, and stock market valuation
  • A template for your withdrawal plan that will help you recognize if you're overspending (or underspending!) and exactly how to address that issue

Perfect for well-informed laypeople entering, nearing, or in retirement, A Richer Retirement is a can't-miss retirement playbook for everyone who wants to make the most of their retirement savings without outliving their nest egg. It's also an essential read for financial professionals who serve clients in or close to retirement.

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Yes, you can access A Richer Retirement by William P. Bengen in PDF and/or ePUB format, as well as other popular books in Personal Development & Investments & Securities. We have over one million books available in our catalogue for you to explore.

Information

Publisher
Wiley
Year
2025
Print ISBN
9781394343171
eBook ISBN
9781394343195
Edition
1
Topic
Personal Development
Subtopic
Investments & Securities

Table of contents

  1. Cover
  2. Title Page
  3. Copyright Page
  4. Contents
  5. Introduction
  6. Acknowledgments
  7. Chapter 1 The Problem: Outliving Your Retirement Savings
  8. Chapter 2 The Solution: Introducing “Safemax”
  9. Chapter 3 The Eight Elements Of A Personal Retirement Withdrawal Plan
  10. Chapter 4 Element #1: Withdrawal Schemes
  11. Chapter 5 Element #2: Planning Horizon
  12. Chapter 6 Element #3: Taxable Vs. Non-Taxable Portfolios
  13. Chapter 7 Element #4: Leaving A Legacy To Your Heirs
  14. Chapter 8 Element #5: Asset Allocation
  15. Chapter 9 Element #6: Portfolio Rebalancing
  16. Chapter 10 Element #7: The “Superinvestor” – Striving For Above-Market Returns
  17. Chapter 11 Element #8: Timing Of Withdrawals
  18. Chapter 12 Creating And Managing A Personal Retirement Withdrawal Plan (Five Case Studies)
  19. Chapter 13 Topics Of Special Interest
  20. Chapter 14 Go Forth And Plan!
  21. Appendix A Books Worth Reading
  22. Appendix B Articles Worth Reading
  23. Appendix C Software Worth Using
  24. About The Author
  25. Index
  26. EULA