Everything Old is New Again
I. Education
DĂ©jĂ vu, translated as âalready seenâ, is the phenomenon of having the strong sensation that an event or sensation currently being experienced has happened in the past. In these troubled times, it is what I live every day. I know what it like to lose loved ones early, to grow up with a father out of work, to see debt collectors come to your parentsâ door, to feel like you will never get an education, or hold a real job, or have a chance to find love and raise a family in stable economic times. Iâve been there, but I hope that future generations wonât have to be.
When I think of my fortunes in life, I believe that what really turned things around was the opportunity I got after the war to further my education. In the 1940s, 50s and 60s, governments cooperated with business to enhance the prosperity of the nation. However, unlike today, it was under the premise that everyone must share in our countryâs success. That is why those governments from history invested so much public money in schools of higher learning, and doubled the number of institutes to 43 in the 1960s. They wanted to emancipate the working class from want and ignorance through education and ensure that the children of the middle classes had the necessary skills to navigate a modern industrial economy.
These investments had a phenomenal payout for our nation. Graduates from British universities increased from 10,000 per annum in the late 1940s to over 50,000 a year in 1973. State-sponsored institutes of higher learning have added to the wealth of this country, through producing expert professionals in science, medicine, technology, the arts and even business.
Friede and I didnât go to university, but in the 1950s we went to night school. Through adult education programmes I was able to improve my writing and comprehension skills, and further developed the love for writing that has stayed with me throughout my life. As for Friede, being able to take English language courses helped her feel more comfortable both at work and within British society.
Several generations ago, when urban renewal was the watchword for progress in Britain, the city council ordered the warren of rotting Bradford streets I once called home to be bulldozed to the ground. The bricks of poverty and the mortar of class division were turned to rubble by the wrecking ball of modern social development. A university campus was erected on top of unhappy dead-end lanes where my family once lived terrorised by unemployment, famine and disease. My boyhood neighbourhood was transformed from a ghetto to a scholastic paradise built on the premise that education was a human right for all of this nationâs citizens. I saw the creation of Bradford University as a steel and glass testament to progress.
The university was constructed during an era of great social change and optimism for the future. In the 1960s regional and national governments werenât afraid to invest in both infrastructure and their citizensâ well-being. Schools, council estates, hospitals, bridges and motorways were constructed at the same pace that the private sector currently erects condominiums in Londonâs overheated housing market.
By the time students first began to enrol and attend classes in Bradfordâs university, I was long gone from that city. By the 1960s I, like so many other people from Britain, had emigrated with Friede to Canada to make a new start in a new land. I had left it behind me, but my sister Alberta was never able to break its gravitational pull. Work and her husband kept her near to our familyâs early tragedies. After the Great Depression my sisterâs life was fixed in an orbit that forever crossed paths with the struggles of our youth.
âYou men have all the luck,â she said to me, after the war. âIf youâre not going off to fight Hitler, youâre moving on to greener pastures.â
I moved away from Yorkshire because I wanted to put the past behind me. I didnât want people to know me as Harry Smith, son of a pauper, resident of doss houses and survivor of Bleak Times. I wanted to make my destiny without the baggage of my familyâs suffering to dog my career and poison my home life. However, I was never able to free myself from my early history, my parents, my sister and my half-brothers. They were in my blood, and a change in postcode wasnât ever able to erase what was bred in my bones, through tradition, fealty and suffering. Wherever I lived, for good or ill, I was still in my soul a boy from Barnsley who had grown up on the mean and desperate streets of Bradford and Halifax. Besides, my work with a UK carpet manufacturer required me to spend long periods of time back in Britain.
Nonetheless, during the 1960s I lived in a leafy suburb of Toronto called, funnily enough, Scarborough. I owned a back-split house that I shared with my wife and our three young sons, Michael, Peter and John. I marvelled that by the age of 40, I had travelled from the cruel warrens of Barnsley and Bradford to comfort of middle-class life. Yet it wasnât luck that brought me to this state of economic successes, it was government policy, because as in Britain, Canada had created a social safety net that protected its citizens from lifeâs misfortunes.
In our back yard we had a mature pear tree that my boys climbed in summer and built snow forts underneath in winter. It was a safe place, and I was proud that my wife and I were able to create a loving and supportive environment for them to grow from boys to men. Sure, while they were growing up their knees got scraped, their hearts got broken and some of their dreams were dashed. But they were free of want, disease or ignorance. Their boyhoods were not stunted like mine by a daily struggle to survive during an economically depressed era.
The schools they attended in Canada were new, their teachers enthusiastic and decently paid. My salary ensured us a comfortable but not lavish lifestyle. I owned a second-hand Morris and we went to a country cottage for our annual summer vacations. It was an era that in both Britain and North America saw the urban landscape renewed by governments mandated to improve the health, education and living conditions of their constituents. While I may never have been able to free myself from the privations of my past, in those days it seemed that the next generation would be luckier.
Students today face many different challenges than what I underwent as a boy. Some of them I just canât understand, but others â the ones caused by the governmentâs austerity measures that have diminished individual opportunity â I can appreciate. At home and abroad, many young people today are being blown off course from their middle-class destinations by the return of a monetised education system. Obtaining a university degree is no longer about having the right stuff to become a scholar; itâs now all about the money.
The expense of education has got parents across this country understandably concerned for their childrenâs future. Over the last decade tuition costs have crept beyond affordability for most families. Except for the top 1 per cent of society, to make it to graduation day undergraduates must rely upon excessive student loans or their parentsâ willingness and ability to mortgage their retirement plans.
In the coming years, proposed government cutbacks in education subsidies will overwhelm the household budgets of many ordinary families. By 2015, when the education maintenance grant is set to expire and the National Scholarship programme is to be curtailed, uni will be an indulgence only for the wealthy.
Even today, the cost of higher education is punitive to a student from an average wage-earning family. In 2014, if you want to attend a British university, it will set you back ÂŁ9,000 a year, or ÂŁ27,000 for a three-year degree. By anyoneâs reckoning thatâs a lot of brass, and a big wager to make during a time of economic transition. Moreover, in the last five years, only half of those who graduated from a post-secondary institution found employment related to their field of study. Because of this nationâs inability to generate sustainable job growth, many are in professions where their degrees make them overqualified and under-paid for their work tasks.
A university degree has become like a lucky dip on the national lottery: for every potential winner, there are countless losers. Yet there are few alternatives for the young. Seeing that unemployment for those aged 25 and under is at nearly a million people and underemployment affects millions more, it is not surprising that the young are so willing to put a flutter on their futures with a large student debt.
What is distressing is that no one in government or business wants to discuss or seek remedies to ensure that this generation is not sacrificed in the pursuit of a balanced exchequer. My greatest concern is that if students donât start to soon see demonstrable material and social results from the time and money they have invested in their education, our streets will be filled with civil unrest. If action is not taken soon to address youth unemployment and underemployment we may see riots comparable to the 1968 demonstrations that erupted on campuses around the world.
It is essential that we understand that this deficit between the cost of an education and its ultimate payout was not caused by young people having expectations that exceeded their grasp, as many media outlets like to report it. Instead, the problem lies squarely with our newly globalised economy that only generates profits for stock- and bond-holders and gives nothing back to ordinary folk. Young people are entering an employment market where both small and large companies wonât pay a living wage to their employees. A national economy cannot be sustained when the cost of housing, energy, transportation, education and food strip most of its inhabitants of savings and require them to live on extended credit to meet even their basic household budget.
There is something patently cruel about this modern work world that demands a post-secondary degree for every entry-level position, but pays a salary that seems more commensurate with a school leaving certificate. Our university education system creates innumerable graduates who discover that the job market is not impressed by their expensive degrees. Only a minority of privileged graduates, because of their rarity and skills, get positions that pay ÂŁ29,000 a year or more. As for the rest, they are condemned to an Ixionâs wheel of student loan repayment in professions where wages have been hollowed out by this outsourced economy. It is a vicious cycle.
The young today are facing grave expenses caused by the need to have a post-secondary education to even get a step on the ladder of life. It will only get worse because the government plans to sell off student loans to private enterprise. In the not-so-distant future, graduates will face a daunting employment ladder while negotiating repayment of their excessive student loans to profit-driven companies that are as predatory as payday lenders.
For todayâs students, the hyper-inflated price tag of an average post-secondary degree education is a major impediment in their economic ascent to self-sufficiency. It saddles working- and middle-class students with enormous debts which impair their future prospects to build stable lives. Ultimately debt, an uncertain job market and the gargantuan financial burden of either renting or owning your domicile will cause unrelenting emotional stress that will affect the health and well-being of Britain in the future.
The angst of living in the constrained economy of today has created untold worries for students. According to a NUS study 80 per cent of those polled felt stressed from their studies. Seventy per cent were anxious over the precarious state of their finances because of their student debt, while one in ten had suicidal thoughts. This is not the future of âeducation for allâ that my generation dreamed of.
II. Crash
But then, vision in this modern world isnât about governments investing our tax money into the building of great societies; itâs about tearing them down. In the name of efficiency, governments have delegated the shape and scope of 21st-century society to corporations, through privatisation schemes in schooling, medicine and the delivery of social services. Where once governments spent enormous amounts of money on maintaining our communities, our schools, our hospitals and urban and rural landscapes, they now advance it to companies in the form of subsidies, tax forgiveness or just good old-fashioned bailouts. Economists call it synergy, but I think itâs just welfare for the big lads of commerce.
Last year, while the American people struggled through a desert of fiscal austerity that saw essential services disembowelled through budget cuts and its frontline providers decimated by employment attrition, their government gave more free money to corporations than it spent on the food stamp programme or on building affordable housing. In 2013 the Cato Institute estimates that the US government gave $100 billion, or 5 per cent of its federal annual budget pie, to US businesses in the form of subsidies. When it comes to feeding taxpayersâ money to Wall Street and corporate Americaâs fat cats the Democrats and Republicans are equal opportunity enablers, because under George W. Bushâs administration subsidies paid to wealthy industries were $92 billion in 2006. In that same year, the American government paid only $56 million to fund food stamps and welfare payments for Americaâs least affluent citizens.
These subsidies to rich corporations have humbled the United Statesâ unwritten mission statement that opportunity to succeed should be available to anyone who displays the gumption to work hard and play by the rules. An egalitarian spirit cannot be kept alive in a country that subsidises the patrician class through tax revenue while everyone else is required to tighten their belts.
It is estimated that in the last ten years, $3 trillion has gone uncollected by the US treasury because wealthy Americans and corporations have shirked their civic responsibility to the republic by not paying their fair share of federal and state tax. This has contributed to the countryâs $642 billion fiscal deficit. Subsidies to corporations and their reluctance to accept a fair tax burden has prevented the US federal government from properly funding their nationâs schools and colleges. It has stopped the government from keeping their roads and bridges in working order.
Collaboration between business and government that permits enormous amounts of public wealth to be transferred into the hands of private enterprise doesnât advance the public good. It is just crony capitalism that injures the free market and erodes societyâs fabric quicker than street crime denudes a neighbourhood of its real estate value.
Sadly, this âIâll scratch your back if you scratch mineâ relationship is not unique to Washington. It exists in Ottawa, Paris, Sydney and London. In fact, at the moment it seems that anywhere there is power, money fuels an all-encompassing moral indolence that leads to ethical corruption on an Olympic scale. Tax avoidance and subsidies to corporations is a massive septic tank leak that no one wants to fix. If governments and societies donât address its toxicity to the public good, it will seep out from the corridors of power and contaminate everything in its path.
It has already had a pernicious influence on our economy. During the course of the banking crisis and the recession that followed in its wake, the British government doled out roughly ÂŁ500 billion to banks to keep them afloat. Just like in the Great Depression, both the Brown and coalition governments rescued the banks and the well-to-do and made the rest of us fend for ourselves.
The burden for the financial crisis, like the economic catastrophe of my youth, was shouldered by the poor and the middle classes. It caused extreme hardship to the average taxpayer through job losses and a reduction in social services. Yet the wilful recklessness of the banks was never punished, nor did heads roll. No government sought to indict or persecute those responsible for a calamity that destroyed our economy and jeopardised our social safety net through feckless greed.
I was in the Algarve when the crash came. I didnât hear about it right away, because the neighbourhood in the small city where I resided was populated with expats who had come to Portugal to forget their troubles. Instead, it was by chance that I discovered that Wall Street and the City were on the verge of financial collapse.
I had gone to a cafĂ© for my morning coffee and noticed a Guardian newspaper resting forlornly on the outdoor table opposite me. I scooped it up but I was hesitant to read it. I wasnât sure if I wanted to disturb my retirement with news from the outside world. Near me some local Portuguese men smoked and argued over the merits of a Benfica striker. It was a typical morning in the Algarve. The cafĂ©âs table umbrellas were unfurled to shield customers from the warm sun. The street was deserted, except for the odd tourist looking for cheap cigarettes. Everything was peaceful, normal, indolent and carefree. Even the bright blue ocean looked calm and steady, far off in the distance.
I glanced at the headlines that told me of the Lehmann Brothersâ collapse. At first I didnât know what to make of this financial news. I thought that surely there must be regulations, fail-safes, measures to rectify this? This wasnât 1929, after all. Surely our banks had matured in the seven decades that had followed that crash? I put away the newspaper and decided I was too old to worry about it. I thought it was best to go take a walk into the old town. Iâd be damned if some banks were going to spoil my exile in the sun. You see, I had just moved to Albufeira. I had come, so to speak, to test the waters. I wanted to know if I could tolerate a cheap retirement in the sun.
I was 85 and a widower. My wife Friede had died ten years earlier from cancer, but during that time I had not been alone because my middle son Peter, who suffered from schizophrenia, lived with me. He was an artist of some repute but his mental illness required him to reside where it was safe, calm and familiar, and that was with me. Fortunately, after many years of therapy, his medication improved his standard of life and he was able to marry his long-term girlfriend. He moved away and I was overjoyed at his small step towards independence.
My son had suffered greatly from his affliction. So it was a great relief to me when he was able to pick up the strands of his life. I was glad that he was able to have a go at being an ordinary husband and homeowner. With him gone, I sold my home because I didnât want to end up cleaning my gutters every day to keep the dementia of boredom at bay. Portugal seemed the best answer to calm my wanderlust because it was a cheap and cheerful place for an expat to avoid winterâs wrath. In summer, I came home to England and spent my days in Yorkshire.
At first, life for me in Portugal went on as usual. I read my books, I watched the ocean. Most mornings, I spoke to either my children or my grandchildren via Skype. In the afternoons, I drank wine in cafĂ©s near the ocean, made new friends, read books or wrote in my journal. I thought that if this was how my life was to end, it wasnât a bad note to go out on. But as the year progressed the financial news grew worse. In Portugal the government ...