The Everything Guide to Mortgages Book
eBook - ePub

The Everything Guide to Mortgages Book

Find the perfect loan to finance the home of your dreams

  1. 304 pages
  2. English
  3. ePUB (mobile friendly)
  4. Available on iOS & Android
eBook - ePub

The Everything Guide to Mortgages Book

Find the perfect loan to finance the home of your dreams

About this book

Finding the right home can be easy. Finding the right mortgage-one you can afford-can be a challenge. You need to arm yourself with the latest information so you can make the right decision for you and your family, especially in the current housing market. In plain English, finance expert Lisa Horton shines a light on the confusing world of points, interest rates, and credit scores. Whether you're buying your first home, trading up to a larger one, or buying a rental property, you'll find all you need inside.

Learn how to:
  • Save for a down payment and prepare to borrow
  • Understand credit reports and credit scores
  • Deal with banks, mortgage brokers, and online lenders
  • Refinance a mortgage

The Everything Mortgage Book teaches you how lenders work, how different kinds of loans are structured, and what they're best for. You'll also learn which mortgage practices and loans you should avoid. Whether you have a great credit history or a poor one, you'll be able to get the best loan for your most important purchase-your home.

Lisa Holton is the author of How to be a Value Investor, The Essential Dictionary of Real Estate, and the Encyclopedia of Financial Planning. She is a contributing writer for the Financial Planning Association on consumer finance and retirement planning issues. Ms. Holton heads the Lisa Company, a writing, editing, and research firm. She lives in Evanston, IL.

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Information

Publisher
Everything
Year
2008
eBook ISBN
9781440524509
Topic
Crescita personale
Subtopic
Business generale

Table of contents

  1. Cover
  2. Title Page
  3. Copyright
  4. Contents
  5. The Top Ten Things You’ll Need to Borrow Successfully
  6. Introduction
  7. 1 The Mortgage Business (Mortgages 101)
  8. 2 Preparing to Borrow
  9. 3 The Down Payment
  10. 4 Understanding Your Credit Report
  11. 5 What Is a Credit Score?
  12. 6 The Consequences of Bankruptcy
  13. 7 Fair Lending Laws—Knowing Your Rights
  14. 8 What Will This Loan Cost?
  15. 9 Lender Focus: Banks and Mortgage Bankers
  16. 10 Lender Focus: Mortgage Brokers
  17. 11 Lender Focus: Online Lenders
  18. 12 Lender Focus: Friends and Family
  19. 13 Conventional Fixed-Rate Loans
  20. 14 Adjustable-Rate Mortgages (ARMs)
  21. 15 The World of Negative Amortization
  22. 16 Home-Equity Loans/Lines of Credit, Balloons, Piggybacks, and More
  23. 17 Supporting Players in the Lending Process
  24. 18 Borrowing for Non-Traditional Properties
  25. 19 Borrowing As an Investor
  26. 20 Refinancing: How to Do It Right
  27. 21 Balancing Real Estate Debt and Retirement
  28. 22 Avoiding the Worst-Case Scenario
  29. Appendix A: Glossary
  30. Appendix B: Important Web Sites
  31. Appendix C: Departments of Banking and Securities in All Fifty States
  32. Appendix D: Federal Agencies That Oversee Most Mortgage Lenders
  33. Appendix E: Budget Worksheet
  34. Appendix F: Net Worth Worksheet
  35. Index

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Yes, you can access The Everything Guide to Mortgages Book by Lisa Holton in PDF and/or ePUB format, as well as other popular books in Crescita personale & Business generale. We have over 1.5 million books available in our catalogue for you to explore.