
- 384 pages
- English
- ePUB (mobile friendly)
- Available on iOS & Android
About this book
NOW COMPLETELY UPDATED to reflect the changes in tax legislation, health insurance, and the new investment realities. In this "highly valuable resource" ( Publishers Weekly, starred review) Quinn "provides simple, straightforward" ( The New York Times ) solutions to the universal retirement dilemmaāhow to make your limited savings last for lifeācovering mortgages, social security, income investing, annuities, and more! Will you run out of money in your older age? That's the biggest worry for people newly retired or planning to retire. Fortunately, you don't have to plan in the dark. Jane Bryant Quinn tells you how to squeeze a higher income from all your assetsāincluding your social security account (get every dollar you're entitled to), a pension (discover whether a lump sum or a lifetime monthly income will pay you more), your home equity (sell, rent, or take a reverse mortgage?), savings (how to use them safely to raise your monthly income), retirement accounts (invest the money for growth in ways that let you sleep at night), andācriticallyāhow much of your savings you can afford to spend every year without running out. There are easy ways to figure all this out. Who knew?Quinn also shows you how to evaluate your real risks. If you stick with super-safe investment choices, your money might not last and your lifestyle might erode. The same might be true if you rely on traditional income investments. Quinn rethinks the meaning of "income investing, " by combining reliable cash flow during the early years of your retirement with low-risk growth investments, to provide extra money for your later years. Odds are, you'll live longer than you might imagine, meaning that your savings will stretch for many more years than you might have planned for. With the help of this book, you can turn those retirement funds into a "homemade" paycheck that will last for life.
Frequently asked questions
- Essential is ideal for learners and professionals who enjoy exploring a wide range of subjects. Access the Essential Library with 800,000+ trusted titles and best-sellers across business, personal growth, and the humanities. Includes unlimited reading time and Standard Read Aloud voice.
- Complete: Perfect for advanced learners and researchers needing full, unrestricted access. Unlock 1.4M+ books across hundreds of subjects, including academic and specialized titles. The Complete Plan also includes advanced features like Premium Read Aloud and Research Assistant.
Please note we cannot support devices running on iOS 13 and Android 7 or earlier. Learn more about using the app.
Information
Table of contents
- Cover
- Title Page
- Dedication
- Introduction to the Second Edition
- Chapter 1: The Joy and Challenge of Life After Work
- Chapter 2: Rightsize Your Life
- Chapter 3: How to Double Your Social Security Income (Well, Almost)
- Chapter 4: Getting the Most from Your Health InsuranceāBefore and After 65
- Chapter 5: Pensions Are for Stre-e-e-etching
- Chapter 6: Should You Buy Yourself a Pension?
- Chapter 7: Powering Your Retirement Savings Plans
- Chapter 8: The Speed Limit on Retirement Spending: Still 4 Percent?
- Chapter 9: Investing for Income: Not What You Think
- Chapter 10: Home Sweet Income-Producing Home
- Chapter 11: Living on Your Life Insurance
- Chapter 12: Just Tell Me What to Do
- Acknowledgments
- About the Author
- Index
- Copyright