Personal Flood Insurance Coverage Guide
eBook - ePub

Personal Flood Insurance Coverage Guide

  1. 160 pages
  2. English
  3. ePUB (mobile friendly)
  4. Available on iOS & Android
eBook - ePub

Personal Flood Insurance Coverage Guide

About this book

With the National Flood Insurance Program (NFIP) being underfunded and in debt, and with various proposed changes still pending approval, the flood insurance industry has had a strong need for flood coverage in the private market.

Because of improving analytics to better predict floods, coverage in the private market is now possible. As a result, ISO developed the Personal Flood Policy program, which enables insurers to provide optional coverage not typically covered under the NFIP and dovetails with the homeowners insurance policy.

This 1st edition of the Personal Flood Insurance Coverage Guide introduces the new ISO form and breaks down everything professionals need to know, including:


  •   The development and history of the National Flood Insurance Program (NFIP)

  •   The new ISO Personal Flood Policy as compared to the existing NFIP policy and the differences between coverages

  •   Flood zones and how they are determined

  •   Types of flooding

  •   Base Flood Elevation and why it is important

  •   The differences between the new ISO Personal Flood Policy and the standard homeowners policy

  •   What makes properties eligible or ineligible for coverage

  •   The concept of 100-year floods, as well as the actual hazards of 50, 25, and 10 year floods

  •  

Every client and every situation is different. Some areas are more prone to flooding, and not all floods are the same. The Personal Flood Insurance Coverage Guide will help you navigate the ins and outs of the private flood market and ISO’s new form, helping you better advise your clients based on their individual insurance needs.  Both the NFIP and ISO Personal Flood Policy forms are presented in this book for your reference.

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Yes, you can access Personal Flood Insurance Coverage Guide by Christine G. Barlow in PDF and/or ePUB format, as well as other popular books in Business & Insurance. We have over one million books available in our catalogue for you to explore.

Information

Publisher
The National Underwriter Company
Year
2018
Print ISBN
9781949506136
eBook ISBN
9781949506143
Edition
1
Topic
Business
Subtopic
Insurance
Index
Business

Table of contents

  1. Cover 
  2. Title Page
  3. Copyright Page
  4. About the National Underwriter Company
  5. About the Author
  6. Preface
  7. Table of Contents 
  8. Chapter 1: Overview
  9. Chapter 2: Floods, Floodplains, and Flood Zones
  10. Chapter 3: NFIP Eligibility Rules
  11. Chapter 4: ISO Personal Flood Eligibility Rules
  12. Chapter 5: NFIP Standard Property Form
  13. Chapter 6: ISO Personal Flood Form
  14. Appendix: Specimen Forms