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Chapter 1
Are You an Eventual Millionaire?
After you become a millionaire, you can give all of your money away because whatâs important is not the million dollars; whatâs important is the person you have become in the process of becoming a millionaire.
âJim Rohn
After interviewing more than 100 millionaires, I can easily say that there are patterns to success. So many similar stories and struggles have come up in the course of years of studying them. I can also easily say that calling them millionaires almost seems trite, because they are utterly amazing people, and their net worth does not define them. Iâm lucky to call many of them my true friends.
At the beginning of this study, I thought like most people think, that millionaires were somehow different, that they had something that ânormalâ people didnât have. I asked questions like, âDid you always know you would be a millionaire?â because I was trying to figure out if they were born with something most people donât have.
Are You an Eventual Millionaire?
An Eventual Millionaire is someone with a goal to become a millionaire, eventually. But Eventual Millionaires want to do it on their own terms, with an enjoyable life and an enjoyable business.
Eventual Millionaires put the process of making money into perspective. Usually overachievers, they are willing to work hard. But they donât want to sacrifice their daily lives for their goals. Eventual Millionaires are smart. They want to enjoy the process of making money, not just the end goal (that is, the money).
There are different stages of being an Eventual Millionaire. You might be stuck in your day job, knowing that there is something more that exists for you. Or you might already be on your path, and started your own business, but you need to take it to the next level.
Quiz: Are You an Eventual Millionaire?
If you say yes to most of these questions, you are an Eventual Millionaire, too!
1. Do you consistently think of ideas to earn more money?
2. Do you usually care about value and spend less than you earn?
3. Do you already feel successful in many things, but arenât sure if you can do something on your own?
4. Do you know you are destined for great things, but feel like things arenât moving fast enough?
5. Have you always wanted to be in control of your own time and experiences, but right now feel like you are just trying to get by?
6. Have you tried business ideas that didnât work out before, but still have the passion to try new ones?
7. Does the idea of working for someone else the rest of your life scare you?
8. Does having a boss feel constricting, and you donât want someone telling you what to do?
9. Do you hate the idea of waiting until retirement to enjoy your life and the world?
10. Do you believe that success and wealth are in your power, but donât want to rely on others?
11. Do you want to travel more but donât have enough vacation days?
12. Are you able to daydream about what you want to be when you grow up, no matter how old you are?
13. Do you only sleep four to five hours per night because you are too excited about your new ideas or business?
14. Do you read success stories and think, âWhat made them so successful? How come I havenât made it yet?â
15. Do you want to do work that matters, not just something that pays well?
16. Do you want to become a better person through personal growth, even if itâs hard?
17. Do you want to leave a legacy?
18. Do you want to give more, but feel unable to right now?
If you answered yes to at least half of the questions above, you are most likely an Eventual Millionaire! You want to forge your own path, and have the freedom of time and money. Most importantly, you want to be doing something you truly enjoy, too! You are already successful in many areas of your life, even if you donât feel like it. (Eventual Millionaires tend to have high expectations!)
Even if you said no to more than half of these, keep reading. Maybe you havenât thought about owning your own business yet, but youâll soon discover why becoming a millionaire through business might be your best bet! And donât worry if you donât feel like you can do it yet. Many millionaires felt the same way.
Having Happiness and Wealth Is Possible
In this book, youâll learn:
- How to put your life first (which means taking control of your money and how you live).
- How to find work you truly enjoy.
- How you can get over your fears, excuses, and limiting thoughts (just like millionaires have done!).
- How millionaires start their businesses the ârightâ way.
- How to keep moving forward even when there are roadblocks in your way.
And the best part is that youâll read stories of millionaires who started off just like you.
The Journey Is the Fun Part
As an Eventual Millionaire, youâll want to adopt the mind-set that you are on a journey to becoming a millionaire. Thus, the process of making moneyâthe fulfilling work that you choose to doâwill be your journey.
And as with any journey, there will be challenges. But really, would life be any fun without challenges?
When I was younger I loved video games. One time I was playing a game called The Sims. It was a real-life simulation where you have a house and can buy furniture and upgrades. I thought the game would be much better if I had more money. I didnât want to do the work, so I found a cheat that would give me an unlimited amount of money.
I was excited. I bought everything I wanted. It was fun! However, 20 minutes later, I realized that the game wasnât fun anymore because there was no challenge. Suddenly, there was no point.
Each person is different. What is important is finding out what deeply fulfills you. What journey, what work, is going to make you happy? What challenges are going to make you feel alive and motivated? What type of work are you still going to enjoy after youâve met your financial goals?
Obtaining money can temporarily make people feel alive when they are struggling to make ends meet. But money can become meaningless once you have all you need. I know this might be hard for some people to believe, but itâs really true. Think about it, if you love chocolate, but had to eat it every day for every meal, would you still love it?
(Iâve tried it before by the way, and even I, a chocoholic, felt sick at the thought of eating another piece of chocolate.)
Just like with the video game example, your goal should be to find work you love to do just for the joy of doing it. The end resultâwinning or âthe moneyââshould be secondary.
Love the Process from Thousandaire to Millionaire
We tend to value experiences we can look forward to. We tend to appreciate things more when we donât experience them on a daily basis.
Do you remember Christmasâor whatever holiday you celebrateâwhen you were a child? I thought the holiday season was amazing, and I couldnât wait for it to come. I wanted those presents so badly. The build-up was intense. I remember the letdown the day after Christmas, when the glamour of the day had worn off and I no longer had anything to look forward to. I had the presents, which were nice to play with at first, but lost their luster quickly.
As an adultâespecially if you have childrenâyou realize that itâs not about Christmas day, but about the whole process of the holidays. Itâs the buying of presents, the parties, the lights, and the traditions that are the true joys of the holiday. Christmas morning is the apex of it all, but as an adult, you really enjoy the whole process of getting there.
Thatâs what your journey to a million should be about: enjoying the whole process. The only thing that will happen on your goal date will be that you change your title from âthousandaireâ to âmillionaire.â That day will be special, but youâll realize when you arrive that the time leading up to it was actually the whole point of it all, not the goal.
Itâs Okay to Love Money
Iâm going to say something now that might make you uncomfortable. Are you ready? Wait for it . . . I love money. I really do.
Iâve asked a lot of people this question: âIs it okay to love money?â Almost all of them have cringed. They said things like, âI love the options that money can give me. I love the things it can do for me. But I donât love money.â
Google âdefine loveâ and you will see that love is:
We can say âI love my countryâ or âI love my house,â so why canât we say that we love money, too?
Realize Iâm using it as a slang word; I donât want to debate the meaning of love.
I do, however, want to stick with the term deep affection. That being said, the love for your children or spouse or family is a deeper type of love than how we love our smartphone or washing machine.
I am not saying that you should love money more than people, but I do want to crush the weird aversion we have toward saying we love money.
Money is a tool. Just like my washing machine or just like my house. Money makes things easier. I love my washing machine. I used to have to hand wash all of my sweaters. I now have a great washer and dryer that have a hand-wash cycle! It makes my life so much easier, and for that I am thankful. If it were to be taken away completely, I would be upset, frustrated, and it would make my life harder if I had to hand wash the amount of laundry I have at my house.
There is a distinction we need to make. Loving money is okay; however, putting the love of money above people or priorities is not okay. Whether you call it love or not, if you put making money above respect for others, you lose in all ways.
We sometimes think that Love for Money = Greed, but thatâs not the case at all. Greed is an intense, selfish desire. Greed causes you to be only concerned with your own profit or pleasure. That is putting your desires without the consideration of others ahead of all else.
I believe that you should love money because with love comes respect. Our culture needs to respect money more.
Our emotions toward and relationship with money rise and fall with the numbers in our bank account. You get paid, you are happy. Then you spend it. At the end of the month you feel bad because there isnât any money left.
We should look at money as if it were a tool. We need to lessen our emotional attachment to it. We should just appreciate it.
You should be the ruler of your money. The money shouldnât dictate your worth or your feelings that day or week or month. Many of us...
