Every financial decision we make impacts our lives. Introduction to Personal Finance: Beginning Your Financial Journey, 2e is designed to help students avoid early financial mistakes and provide the tools needed to secure a strong foundation for the future. Using engaging visuals and a modular approach, instructors can easily customize their course to topics that matter most to their students. This course empowers students to define their personal values and make smart financial decisions that help them achieve their goals.

Introduction to Personal Finance
Beginning Your Financial Journey
- 658 pages
- English
- PDF
- Available on iOS & Android
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Key takeaways
Define personal financial values and goals, then apply foundational financial tools such as budgeting, balance sheets, and time value of money calculations to construct a comprehensive personal financial plan.
Analyze different sources of income and apply tax planning strategies to optimize earnings. Evaluate and manage credit reports, scores, and various types of loans to make informed borrowing decisions.
Develop strategies for building savings and investment portfolios, including stocks, bonds, and mutual funds, while assessing associated risks and returns. Implement risk management techniques through appropriate insurance coverage and establish a comprehensive plan for retirement and estate planning.
Information
Table of contents
- Cover
- Title Page
- Copyright
- Brief Contents
- From the Authors
- About the Authors
- New to This Edition
- Acknowledgments
- Contents
- Chapter 1: Beginning Your Financial Journey: The Interior Finance Point of View
- Chapter 2: Tools for Your Financial Journey
- Chapter 3: Earnings and Income: The Building Blocks of Your Financial Journey
- Chapter 4: Personal Taxation
- Chapter 5: Checking Accounts, Credit Scores, and Credit Cards
- Chapter 6: Loans and Housing Decisions
- Chapter 7: The Foundation of Savings
- Chapter 8: Investments
- Chapter 9: Risk Management: The Role of Insurance
- Chapter 10: Planning for the Future: Retirement and Estate Planning
- Glossary
- Index
- EULA
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